Consumers are able to access their personal credit report on line from both Equifax and Trans Union for free. There are two concerns survivors should be aware of before proceeding to obtain their credit report on-line.
Both Equifax and Trans Union require consumers to provide their current address and both organizations will update their information with the new address.
Note that both Equifax and Trans Union attempt to up sell consumers in obtaining their credit score monthly at a cost.There is no need nor benefit for a survivor to purchase their credit report.
Finally, in order to verify that you are the correct consumer both organizations will require you to verify information such as a previous address or confirmation of a specific creditor.
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If you are a victim of fraud and unaware of an address used by a trafficker or credit they obtain you may not be able to verify and obtain your credit report on line. Don't be concerned we can help you.